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Finance

Inmate Account

An inmate account, also called a trust fund account, is a personal financial account held by the correctional facility on behalf of an incarcerated person that they use to pay for commissary, phone calls, and other approved services.

3 min read
Also known as:Trust Fund AccountInmate Trust AccountPrison AccountDOC Account

What Is Inmate Account?

When a person enters a correctional facility, the facility creates a financial account in their name to hold any money sent by family or deposited through approved means. This account is sometimes called a trust fund account or inmate trust account. The money belongs to the inmate and can be used to purchase items from the facility commissary, pay for phone call credits, buy messaging stamps, and cover other facility-approved expenses.

Families can add money to an inmate account through several methods depending on the facility and its contracted providers. Common options include sending money through JPay, ConnectNetwork, or Pigeonly using a debit or credit card online, using a money order mailed directly to the facility, or using MoneyGram at a physical retail location. Each method may carry a service fee, and processing times range from a few hours for digital transfers to several business days for money orders.

An inmate account is separate from any bank accounts the person had before incarceration. The facility controls the account during the person's time there and may deduct fees for court-ordered restitution in some jurisdictions. When the person is released, the remaining balance is typically returned by check or loaded onto a release debit card. The exact process depends on the facility and the state.

Frequently Asked Questions

Common questions about Inmate Account, answered in plain language.

How do I put money on an inmate's account?
Use the platform contracted by the facility for deposits. JPay, ConnectNetwork, and Pigeonly are common options. You can usually send money online by debit or credit card, in person at a MoneyGram location, or by mailing a money order to the facility. You will need the inmate's ID number and the facility name to complete the transfer.
How long does it take for a deposit to appear in an inmate account?
Digital deposits through platforms like JPay typically process within a few hours to two business days. Money orders mailed to the facility can take several days to a week after arrival to be processed. Timing varies by facility and provider.
Are there fees for sending money to an inmate?
Yes, most platforms charge a service fee. JPay fees are typically around 2.75% of the amount or a minimum flat fee. Money order fees at the post office or retail store are low but the processing time is slower. Compare the options for your facility to find the most cost-effective method.
What can an inmate use their account money for?
Inmates can use their account balance to buy items from the facility commissary, pay for phone call credits, purchase messaging stamps, order approved reading material, and cover other facility-sanctioned expenses. The exact list of what is available depends on the facility.
What happens to money in an inmate account when they are released?
The remaining balance is typically returned to the person upon release, usually by check or loaded onto a release debit card. Any outstanding court-ordered fees or restitution may be deducted first. The process varies by state and facility, so the person should ask facility staff about the release procedure in advance.

People Also Ask

Related questions families often search for alongside this topic.

What is Commissary?

Commissary is an in-facility store available to incarcerated people where they can purchase food, hygiene items, clothing, stationery, and other approved goods using funds from their inmate account.

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What is Money Transfer?

A money transfer in the correctional system means sending funds to an incarcerated person's inmate account so they can use the balance for commissary purchases, phone calls, and other approved services.

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What is Inmate Phone Calls?

Inmate phone calls are outgoing calls placed by an incarcerated person from a facility phone system to approved contacts, using a prepaid account managed through a contracted provider such as ConnectNetwork or GettingOut.

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What is Inmate ID Number?

An inmate ID number is a unique identification code assigned to a person when they enter the correctional system, used across all facility systems to track their record, location, account information, and communications.

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